主管：教育部
主办：中国人民大学
ISSN 0257-2826  CN 11-1454/G4
教学与研究

《教学与研究》 ›› 2011, Vol. ›› Issue (8): 21-28.DOI:

• 当代中国社会发展研究 • 上一篇    下一篇

城乡统筹视野下金融协调发展对策研究

邱兆祥, 王修华   

  1. 对外经济贸易大学金融学院, 北京100029
  • 收稿日期:2011-05-12 出版日期:2011-08-20 发布日期:2012-03-05
  • 基金资助:
    教育部人文社会科学研究青年基金项目“中国农村金融排斥、形成机理、区域差异与破解机制”(项目编号: 10YJC790261);教育部人文社会科学研究基金项目“后危机时代中小商业银行的效率提升与风险控制研究”(项目编号: 10YJA790152)的阶段性成果

A Study of the Strategies Aimed at Coordinated Financial Development in View of Overall Consideration of Urban and Rural Areas

QIU Zhao-xiang, WANG Xiu-hua   

  1. School of Finance, University of International Business and Economics, Beijing 100029, China
  • Received:2011-05-12 Online:2011-08-20 Published:2012-03-05

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被引次数

20

摘要： 我国城乡金融发展呈现出典型的"二元结构"特征,表现在城乡金融发展水平不协调,基础性金融资源配置不均衡、实体性金融资源配置不合理等方面,其根源在于政府主导的制度变迁与市场机制的内在驱动。当前要强化政府城乡金融统筹职能,构建包容性的农村普惠金融体系,并建立有效的城乡金融联动机制。

关键词: 城乡统筹, 城乡金融, 金融协调, 发展对策

Abstract: The financial development of China in the urban and rural areas is of a typical mode of dual structure.Evidence for this is found in uneven development,unreasonable configuration of substantial financial resources and so on.This phenomenon is attributed to the institutional change led by the government and the internal drive of marketing mechanism.Presently,it is necessary to reinforce the government function of overall consideration of urban-rural finance,and establish an inclusive and beneficial financial system in the rural area.Effective linkage mechanism of the urban and rural area is also recommended.

Key words: overall consideration of urban and rural areas, urban and rural finance, financial coordination, development strategies

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