主管:教育部
主办:中国人民大学
ISSN 0257-2826  CN 11-1454/G4

Teaching and Research ›› 2026, Vol. 60 ›› Issue (2): 117-132.

Previous Articles     Next Articles

The Deep Integration of Financial Capital with Digital Technology: A Defining Feature of Contemporary Financial Capitalism

  

  1. 1School of Marxism Studies, Renmin University of China, Beijing 100872, China;
     2Institute of Economics, Chinese Academy of Social Sciences, Beijing 100836, China
  • Online:2026-02-15 Published:2026-02-05

金融资本与数字技术的深度融合——当前金融资本主义发展的典型特征

  

  1. 于蒙蒙,中国人民大学马克思主义学院;张旭,中国社会科学院经济研究所。

  • 作者简介:于蒙蒙,中国人民大学马克思主义学院博士研究生(北京 100872);张旭,中国社会科学院经济研究所教授(北京 100836)。

  • 基金资助:
    本文系中国人民大学“求是学术-栋梁”项目“新金融资本主义的兴起、动力与局限”(项目号:RUC24QSDL043)的阶段性成果。

Abstract: The evolution in the forms of financial capital serves as a crucial basis for assessing the development and transformation of financial capitalism. A defining feature of contemporary financial capitalism lies in the deep integration of financial capital with digital technology, where the two act as mutually reinforcing drivers and are profoundly advancing across institutional, corporate, and market domains. This process manifests in the digitization of financial institutions, the financialization of platform enterprises, and the collaborative expansion of financial capital and digital technology into broader financial markets. Using digital platforms as intermediaries, financial capital has established a complex rentseeking mechanism in nonmaterial production sectors, evolving from “monopolistic rentseeking” to “digital rentseeking”. The global exploitation of surplus value has intensified through financial hegemony and data hegemony. The deep integration of financial capital with digital technology has led to increased instability in the global financial system and further widened the global wealth gap, forming new mechanisms of accumulation and predation in contemporary financial capitalism. 


Key words: financial capitalism, financial capital, digital technology, financial hegemony

摘要: 金融资本的形态演变是判断金融资本主义发展变化的重要依据。当前金融资本主义发展的典型特征是金融资本与数字技术的深度融合:金融资本与数字技术之间互为动力,并在“机构-企业-市场”领域纵深推进,具体表现为金融机构的数字化、平台企业的金融化以及金融资本与数字技术协同开拓更为广阔的金融市场。金融资本以数字平台为中介在非物质生产领域构建起一套复杂的寻租机制,在“垄断寻租”的基础上衍生出“数字寻租”,通过金融霸权与数据霸权深化了对剩余价值的全球剥削。金融资本与数字技术的深度融合导致全球金融体系的不稳定性加剧、全球贫富悬殊进一步扩大,形成了当代金融资本主义新的积累和掠夺机制。


关键词: 金融资本主义, 金融资本, 数字技术, 金融霸权