主管：教育部
主办：中国人民大学
ISSN 0257-2826  CN 11-1454/G4
教学与研究

《教学与研究》 ›› 2012, Vol. 47 ›› Issue (8): 33-39.DOI:

• 政治经济学前沿 • 上一篇    下一篇

混业经营下的中国金融监管体制：
国际比较与路径选择

吴利军1, 方庆2   

  1. 1.中国证券监督管理委员会，北京 100032；2.中国人民大学 经济学院，北京 100872
  • 出版日期:2012-08-20 发布日期:2012-09-06
  • 作者简介:吴利军，中国证券监督管理委员会，中国人民大学兼职教授，经济学博士，主要从事宏观经济理论与政策研究； 方庆，中国人民大学经济学院硕士研究生，主要从事宏观经济理论与政策的研究。

Mixed Operation of the Chinese Financial Supervision System:
International Comparison and Path Selection

 LI  Jun-1, FANG  Qing-2   

  1. 1. China Securities Regulatory Commission, Beijing 100032, China;
    2. School of Economics, Renmin University of China, Beijing 100872, China
  • Online:2012-08-20 Published:2012-09-06

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摘要： 随着金融业混业经营大趋势的不断发展，我国的金融结构也变得日益复杂，以维持金融稳定为目标的分业监管体制开始面临着诸多挑战。本文通过英美等国金融监管体制的国际比较，对统一监管、分业监管和不完全统一监管这三种模式进行了利弊分析，同时剖析了中国现行金融监管体制的缺陷，并据此提出了混业经营下中国金融监管体制变革的改进型路径。

关键词: 金融监管 , 混业经营 , 分业监管

Abstract: With the continuous development of the trend of mixed operation in the financial industry, the Chinese financial organizations are becoming increasingly complex. The model of separate supervision aimed at maintaining financial stability is faced with various challenges. The paper attempts to compare the financial supervision systems in Great Britain, the United States and other countries to discuss the advantages and disadvantages of the unified supervision model, the separated supervision model and the incomplete unified supervision model. Then, defects of the current Chinese financial supervision system are analyzed. Suggestions for reform and improvement of the Chinese financial supervision system in the mode of mixed operation are presented.

Key words: financial supervision , mixed operation , separate supervision