关键词: 金融制度, 金融资源, 金融监管

Abstract: Modern economic theories support the idea that the financial system is an important means for a country to distribute its resources. In this sense,continuous reform and innovation of the financial system is a decisive factor for an industrialized country to upgrade its industry and achieve sustainable development.The author points out that the reform of financial system in the Republic of Korea offers several implications relevant to our own situations.First,privatization of the banks does not simply mean self-discipline; Second,free finance in an immature market demands that measurements for preventing risks within the enterprises be strengthened,while excessive protection from the government will only weaken the capacity of self-discipline in the enterprises and make them lose the spirit of creativity;Third,the principle of financial monitoring should change from "control and protection" to that of "self-discipline and competition".

Key words: financial system, financial resources, financial monitoring